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Answer:  Also known as Medicare Part C, Medicare Advantage plans offer seniors and other eligible individuals additional options for their medical coverage. Medicare Advantage plans are health... Read more

The individual mandate is among the most controversial parts of federal health care reform. The rule requires almost everyone to have health insurance starting in 2014 or pay a tax penalty. So... Read more

When can I buy a Medigap policy? Question: When can I buy a Medicare supplement insurance policy? Answer:  According to the Centers for Medicare and Medicaid Services, the ideal time to... Read more

Question: What supplement insurance benefits does Medigap plan A provide? Answer:  Medigap plan A provides core Medicare supplement insurance benefits Medigap policies, sold by private... Read more

Oct 28, 2010

Question: What is an HMO? Answer: An health maintenance organization (HMO) is a managed group health insurance plan that provides health care services to plan participants through a broad system... Read more

Oct 27, 2010

Question: What is a PPO?Answer: A PPO is a Preferred Provider Organization. It is a type of medical insurance that pays a fixed fee for different health care services. The PPO negotiates discounted... Read more

Question: I live in California and need to purchase health insurance because my COBRA benefits are expiring. I have a pre-existing condition and am worried about finding coverage for my illness.... Read more

Question: I'm new to Medicare and have been struggling to understand my coverage, and the other options I have. Are there any resources out there to help me with my new health insurance? Answer:... Read more

Question: What is a health insurance exchange? Answer: A health insurance exchange is a new entity being created by the federal health care reform legislation that was passed in March 2010. The... Read more

Question: What is a pre-existing condition? Answer: A pre-existing condition is a medical condition or disease that was present for a specified period, up to two years, before a health... Read more

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