Michigan considers autism coverage
Michigan insurance companies are in the hot seat now as state legislators push bills to expand mandated health benefits to include therapy for autism. A growing number of children are now diagnosed with autism and the treatments can cost in excess of $10,000 per patient per year. Ten states have already passed similar laws to cover autism by raising the price of insurance on all policyholders by an estimated 1% to 3% per year. Forbes reports that Michigan Blue Cross and Blue Shield is reluctant to raise premiums for all if its members in order to provide this additional benefit for only a few.
Lawmakers tend to favor legislation that expands insurance mandates and this has been a significant factor in escalating the cost cost of health insurance. Health insurance companies worry that their members are already struggling with the cost of insurance coverage. Of course, those families with an autistic child pray for this coverage while many policyholders with low medical expense complain that they are required to pay for unwanted benefits. We would like to know what you think.
MedSave.com covers Michigan mandates at http://medsave.com/health%20insurance%20mandates/Health-insurance-mandates-in-Michigan.htm