Guarantee future eligibility for health insurance

MedSave Admin | February 11, 2009

The likelihood of qualifying for preferred rate health insurance decreases as age increases. This is the natural result of health problems that develop with age. The effect of this trend is that those people who are most in need of affordable health insurance are the least likely to find it. This problem also affects many of us in other ways. One of the greatest obstacles to early retirement, taking a better job without health benefits or leaving an employer to start a business, for example, is the inability to find affordable health insurance.

Now, for the first time, an insurance company offers the ability to lock in qualification for health insurance at affordable rates. UnitedHealthOne (formerly known as Golden Rule Insurance) introduced a one-of-a-kind health insurance option known as the "Continuity" rider. UnitedHealthOne Continuity essentially covers the gap between jobs that offer guaranteed eligibility for employer-provided coverage or eligibility for Medicare.

To obtain this coverage, applicants simply apply for any health regular insurance plan offered by the insurer and select the "inactive" option. It is possible to pay only the cost of the continuity rider now in order to ensure the ability to activate the full health insurance plan at any future date for which the rider is purchased. The cost of the Continuity rider is only 10% to 20% of the cost of regular health insurance. There are no limit to the number of times the coverage can be activated as long as employer-provided coverage is maintained while the individual insurance is inactive. UnitedHealth Continuity is now available in AL, AR, AZ, DE, IA, IL, IN, LA, MD, MI, MO, MS, NE, NM, OH, OK, PA, SC, SD, TN, TX, VA, WI, WV, and WY.

More information, rates and secure online enrollment is available at MedSave.com.

Tags : affordable health insurance, unemployment, guaranteed eligibility, eligibility

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