State-by-State Rankings of Uninsured

MedSave Admin | December 5, 2008

What determines the number of people without health insurance? Could it be most effectively influenced by a law requiring everyone to have insurance? Or is it a function of the affordability of insurance? Is it affected by the ability of government-sponsored plans?

The answer is that nobody knows. A review of the chart showing the percentage of uninsured in each of the 50 states seems to show no correlation with any of the usual suspects. It seems that for every reasonable hypothesis we could form from the data about the influences affecting health insurance coverage, there are just as many strong contradictory indications reported in this survey.

It is interesting to note that the percentage of people without insurance in a state that requires insurance(Massachusetts) is not significantly different than in many states that has no insurance requirement. We could conclude that legislation mandating coverage is not particularly effective.

The state of New Jersey, even with its very expensive health insurance, falls exactly at the median percentage of uninsured nationally. We could conclude that price of insurance is not the primary consideration.

Highly regulated insurance environments like New York, Vermont and Washington are better than average at keeping people covered.

There is no correlation between the number of low cost health insurance plans in each state (as indicated on the MedSave.com Availability table) and the percentage who bypass this insurance.

We do, however, see one common factor. It seems that a higher number of uninsured people live in the southernmost states. Perhaps all the sunshine creates a perception of health that insulates us from medical expense risks.

America's Health Rankings 2008

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