January 1, 2010

Q: We are looking for a family health insurance plan for a three person family living in Rochester New York.

A: MedSave.com specializes in low cost health plans. Unfortunately, New York is hardly known for low cost health insurance. In fact, none of the most popular major medical insurance plans listed at MedSave.com are available to residents of New York state. There are a few exceptions discussed here in these forums, like Inbound Immigrant for new U.S. residents and Value Health, a supplemental hospitalization plan, both available in New York state. Otherwise, the lowest cost full coverage health plan in New York is a managed care plan from Aetna, priced at about $300 per month for single coverage and family coverage priced higher. Coverage may be limited by location or income. Aetna handles its own enrollment and can provide additional information.

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