Coverage for pre-existing conditions in Illinois

KM | December 3, 2008

Q: Could you supply information about organizations that have open enrollment for medical insurance. We have pre-existing conditions and therefore can't get individual coverage.

A: Each state has its own open enrollment plan for those who do not qualify for other health insurance coverage. In your state the Illinois Comprehensive Health Insurance Plan offers this coverage. Other less expensive options including limited benefit insurance are listed in the article "Finding Health Insurance to Cover Pre-Existing Medical Conditions". Keep in mind that there may be a waiting period before the insurance coverage is extended to the pre-existing medical conditions, especially if you have a gap in prior insurance coverage.

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