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Compare Secure Short Term Medical Plans

January 1, 2010

 

Health Plan Administrators Inc. (HPA) offers three of the most popular short term medical insurance plans available in most states. All are insured by Standard Security Life. Details are available on each product's Web page. This hart is meant to provide a quick comparison.

 

   
 

Secure STM

Secure 12x3

Secure Lite STM

Deductible

4 deductible choices: $500, $1,000, $2,500, $5,000

4 deductible choices: $500, $1,000, $2,500, $5,000

4 deductible choices: $500, $1,000, $2,500, $5,000

Coiinsurance

Coinsurance of 80% or 50% up to $5,000

Coinsurance of 80% or 50% up to $10,000

Coinsurance of 80% or 50% up to $10,000

Maximum Benefit

$2 million lifetime benefit max per length of coverage period

$750,000 lifetime benefit max per length of coverage period

$750,000 lifetime benefit max per length of coverage period

Inpatient pharmacy

Inpatient Rx

Inpatient Rx

Inpatient Rx

Outpatient Pharmacy

Optional Rx Pay card

Rx Pay card included

Optional Rx Pay Card

Dental

Optional dental

Optional dental

Optional dental

Basis of Coverage covers usual and customary cost covers usual and customary cost covers usual and customary cost up to stated dollar amount
Length of Coverage up to 6 or 12 months up to 12 months, renewable up to 3 years up to 6 or 12 months





 


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