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COLLEGE STUDENT HEALTH INSURANCE

January 1, 2010

Q: I need to find good medical insurance for my son who is a student in college. How do the online plans compare with the insurance offered through the alumni association?
 

A: The student health plans insurance offered online at MedSave.com are actually the exact same policies as offered through most college alumni associations. Under insurance law, the benefits and price must be the same to all applicants in a state, regardless of their college affiliation. Alumni associations simply lend their name to the marketing of such policies in return to a fee paid by the insurance company. The primary benefit of using an online enrollment system is that plans can be compared more quickly, and the application and policy issue are completed in a matter of minutes.

The most popular plans are American Health Shield and Secure STM, both available on a semester-by-semester basis in most states. See the article "Student Health Insurance Tips" for more information.

 


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