January 1, 2010

Q: What is the best catastrophic individual health insurance?

A: "Secure STM" with a $5000 deductible is the highest quality catastrophic type insurance offering liberal coverage for "ordinary and necessary medical expenses" at the provider of your choice with coverage up to $1 million..  This coverage is relatively inexpensive because it excludes pregnancy expenses and pre-existing medical condition coverage. There are no network restrictions to this national coverage.  Both the insurer and the plan administrator have an excellent consumer reputation.  Policies are issued online in lengths of one month to 36 months. This is the easiest, least expensive, highest quality plan of its type available.


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