January 1, 2010

Q: Does basic health insurance help with maternity cost if my wife gets pregnant later on?

A: Yes, this can be a way to provide supplemental coverage for out-of-pocket maternity expenses. Many policies have exclusions for maternity care, but this policy does not. Maternity expenses are covered in the same manner as any other medical expense. Of course all medical expenses are subject to a six month waiting period for pre-existing medical conditions and benefits are limited to the dollar amount shown on the insurance certificate. See www.basichealthinsurance.net or the listings at MedSave.com for more information.

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