Accidental Death Insurance
Q: Can "Liaison Traveler" policy be used as a short term life insurance policy while changing jobs? That policy is intended for international travelers. Does the coverage apply even if I do not travel but am in an accident here at home?
No, the "Liaison Traveler" policy on the
international medical insurance page at provides coverage up to $500,000 of
accidental death protection. The policy can be purchased for 3, 6 or 12 months
at a time. Coverage is issued immediately online at a typical cost of about $60
every three months (actual price depends on age and amount of coverage). The
coverage can be cancelled at any time. The accidental death benefits apply
regardless of whether associated with travel. The reason this insurance is often
used by people changing jobs is that it is fast, inexpensive and covers the most
likely cause of death in the near term for a younger person who is in-between
jobs. Additionally, it can be retained longer after the job change to keep extra
coverage in force.
For coverage in the U.S. just use a regular inexpensive term life insurance that offers easy online enrollment plan like GTL and just cancel it when you no longer need the coverage.