January 1, 2010

Q: I have been living with a partner for the last 10 years and we are not married. Can I contribute to my health savings account as a family or as an individual?

A: This is determined by the type of health insurance policy that covers you; if it is an "individual" policy that covers only you then the HSA does not cover family members. A  "family" type insurance policy (defined as an insurance policy that covers your partner or another family member; regardless of the marital issue) allows for expanded coverage under the HSA as well.

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