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MEDICARE RX VS. MEDSAVE RX

January 1, 2010

Q: How can I compare a Medicare Rx plan with the free MedSave.com discount plan?

A: There is no direct comparison. The Medicare plans offer a combination of discounts and insurance (especially for lower income applicants). The cost is typically $25 to $28 per month. The benefits you receive vary depending on your income and your choice of provider. More information is available at Medicare.gov.

The free discount drug card DrugCardAmerica that is available from MedSave.com is not insurance, but rather offers only discount prices to plan members. The average savings is about 20% of the cash price. But if you add this savings to the cost of most prescription drug plans, then this option looks more attractive to those with only occasional prescription drug costs. The DrugCardAmerica Web site includes more details, a listing of pharmacies and secure online enrollment.

Both plans are widely accepted at almost all pharmacies.


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