Availibility of Basic Health Insurance in Missouri and Kansas

KM | July 8, 2008

Q: If you work in Missouri but live in Kansas, are you still eligible for Basic Health Insurance?

A: Availability for health insurance depends in the state's approval status for the address listed on the application which is either a temporary or permanent resident address or a business address. Basic Health Insurance is available to individuals with a resident address in Missouri but not in Kansas. Basic Health Insurance is also available to the employees in Missouri but not to businesses in Kansas. The work-around in you case would be to apply as a group policy with 2 or more employees of the Missouri business. The rates and coverage are the same but the employer should submit the employer application at http://basichealthinsurance.net instead of the individual forms online.

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