Am I Eligible for Short Term Health Insurance?
Everyone in the United States who meets all five of the conditions listed below is eligible for coverage. The eligibility requirements are:
1 - Must not have other other overlapping primary major medical health insurance (Overlapping supplemental insurance, hospitalization coverage and international health insurance coverage is allowed).
2 - Must answer "no" to the medical questions regarding major health problems.
3 - Must be under age 65 with a social security number and have a street address other than in MA, NJ, NY, or VT. Temporary addresses are allowed.
4- Babies under six months of age are eligible when applying with a parent, guardian or sibling.
5- If the applicant was previously covered by a short term medical insurance policy, the state-specific re-application requirements must be met. These are listed in the article "How Long Can I Be Covered under Short Term Health Insurance?".